Available for hire
Hi, I’m Mohit— a financial services professional.
I explore credit, capital markets, and structured finance to share practical perspectives on business growth. Currently based in Toronto.
About Me
My career has connected the operating side of finance with the capital side, from customer-facing lending and insurance to institutional funding and mortgage-backed securitization.
Through Brovence, I write about financial services, credit, capital markets, structured products, and the business models shaping how finance supports growth.
Highlight
15+
Years of Experience in Financial Services
50+
Structured Finance Transactions Supported
6x
Investor Base Expansion Experience
Areas of Experience
01
Credit & Lending
Practical experience of how credit is originated, assessed, structured, and funded.
02
Structured Finance & Capital Markets
Mortgage-backed Securitization, investor proposals & transaction structuring
03
Investor Relationships
Investor engagement, relationship development, funding discussions & reporting workflows
Services
01
Consulting
Practical business advisory support to help organizations shape strategy, explore opportunities, and move forward with clarity.
02
Development
Support in developing business models, investor communication, and market-entry frameworks.
03
Partnerships & Market Access
Helping businesses build meaningful connections with investors, financial institutions, legal partners, and ecosystem stakeholders
Structured Thoughts [Blog]
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Securitized Term Auto Receivables Trust (START): Mechanics, Canadian Market Context, and Performance
Securitized Term Auto Receivables Trusts (STARTs) are Canadian auto-loan asset-backed securities (ABS) structured as true-sale trusts. In a START, pools of auto loans (the collateral) are transferred into a special-purpose vehicle (SPV) that issues multiple tranches of notes (senior/class A through mezzanine and subordinated classes, often plus a retained residual) to investors. Monthly cash flows…
Get in Touch
Have a project in mind or just want to say hello? I’d love to hear from you.